Traditionally it’s been extremely difficult for Foreign Nationals to secure financing to purchase a home in the US. This is because most US mortgage lenders underwrite in accordance with guidelines that require submission of traditional supporting documents, such as social security cards, tax returns, pay stubs, W-2 forms, and proof of identity such as a state issued photo ID or passport.

In the past social security numbers were required because that’s how lenders accessed the borrower’s credit profile. Credit has always been a major factor in the loan underwriting process (remember, in mortgage lending it all boils down to the 4 Cs —Capital, Capacity, Collateral, and Credit).

Those days are over. Guidelines have changed. Specialty Lenders Group now offers several attractive loan options for applicants who are Foreign Nationals. You no longer need a social security number to buy a home in the US.

And remember, owning your own home is a part of the American Dream, and it comes with many benefits:

• Building equity and value—wealth over time
• Freedom to renovate or modify your home as you please
• Install green energy components to save costs and improve the environment
• Deduct the interest on your mortgage payments
• Enjoy the dignity and pride of home ownership
• A private place for your children and pets to roam and play
• Enjoy visitors as often and as long as you like