Our No Return Mortgage™ is simply a mortgage solution in which the borrower submits their pay stubs and W-2 forms to verify income, instead of the traditional qualifying trinity of tax returns, pay stubs and W-2 Forms. Not only is the Tax Return itself not required, but neither is the IRS Form 4506-T (Request For Tax Transcript). In essence, you simply leave the tax returns at home (or unfiled if that’s the case).

So if you haven’t filed taxes, or you’re deducting massive hobby losses, business expenses,
unreimbursed losses for employee expenses, or face any other tax return related issue, there’s no longer a reason to worry. We’ve got you covered and we’ll get you funded.

Remember, owning a home is part of the American Dream, and with it comes many benefits:

• You build equity and value (wealth over time).
• There is freedom to renovate or modify your home as you please.
• You may Install green energy components to save costs and improve the environment.
• Interest on your mortgage may be tax deductible.
• You’ll enjoy the dignity and pride of home ownership.
• There will be a private place for your children and pets to roam and play.

  Lack of a Tax Return is no longer an impediment to the freedom and dignity of homeownership!